
Good morning... Hope everyone had a wonderful weekend...
This is a picture of my daughter....she helped out at the Special Olympics are her college yesterday...she loves helping and has a heart for the mentally challegened...
Oh I need to clarify something...Some of the pictures I post I get the pictures from Microsoft clip art...Not all my pictures are mine..but I get them free from clip art...
Friday I went to get my oil changed and tires rotated and one of my tires patched that had a screw in it...So the car is done...
Saturday we took the truck to get the snow tires off and put the regular tires on back on...the truck got the oil changed to and of course they tried to
push the flushes for it...I can't stand that...they did that will Kim's
Saturn and 3 months later the car's transmission is gone...after the fact I found out if you don't do it through the life of the car don't get it done...wish I knew before hand...
Saturday we went to a flea market and I got 10 wine glasses for 10 cents each....Can't beat that and I bought a pillow so I can duplicate it one day...Another list of projects that I want to try....the list is very very long!! :)
Then
Saturday afternoon Russ and I tackled the basements family room...We painted the walls and everything was right in the middle of the room....So we went through things...we have 3 piles...one for goodwill, one for trash and one for kids...the kids will probably go through the good will to...
Sunday we went to church and then we grocery shopped and fiddled around with craft projects...then Russ went out to the front yard and fixed all the bird houses...during this past winter some fell to the ground because the wires rusted out...I put out 2 new ones I had sitting in the garage....then we put back the concrete bird bath that had tipped over....I fed the birds and put water in the bird bath....It was so nice seeing everything done for the birds...the birds were happy...I have wood pecker that I call Woody of course and he is here every morning and late afternoon...he loves the suet....After eating the suet he crawls up the tree wiping his beak...I enjoy the birds so much....
I want to tell you something about health insurance....We have Blue Cross...we have had so much trouble with the appeal process....My daughter has no health insurance right now because they claim she isn't in school full time...So we had to appeal the process....the same with David now...With Dave they looked at a data base that was 3 years old...that was told to my husband....If you audit something shouldn't they be using up to date stuff.. not stuff that is 3 years old...So now we are appealing David........WELL over the weekend we got a bill that was for $364.10 from
Russ's hand surgery that was last July....I never never throw away insurance information because of audits....So I call
PCI and they said that our insurance
rescinded the injection and took the money back...HUH?? Can you resend like that??? YUP!!
Insurance companies do it all the time they told me....so I owe the $364.10...So I call Blue Cross and talk with them...I am put on hold after talking to the lady...I am told
PCI owes me $9.90 I go from
owing $364.10 to
PCI to saying I was owed $9.90 from
PCI....I said okay I am not complaining but I want to know why you
rescinded it...I don't trust insurance companies...They couldn't tell me why they
rescinded it...When I talked to
PCI before
talking to Blue Cross the lady told me that they are going to appeal to Blue Cross and to throw away the bill!!! Excuse me you told me to throw away the bill???
Notta chance....I'm keeping everything..Besides the bill says I am over 120 days late and it is ready to go to collections...Excuse me I just got this bill for the first time...Oh that is because it is dated since July so it has to be past 120 days...Oh my gosh I am just shaking my head...
The reason why I save all my insurance papers is because when my son who is 35 when he was 13 he had his appendix out....when he was 18 I
received a bill from the surgeon stating they did a audit and we owed $545....HUH??? I had no proof because I had thrown out everything when we moved....
I have learned this
morning that insurance companies can
rescind or take back payments they have made and then the doctors will send you a bill...If you don't have proof to prove your screwed because it happened to us years ago and now it is happening again and I was able to go to the folder....BY the way I was so proud that I had this folder all organized...That has never happened before..usually I am digging and digging and chewing myself out because I am so unorganized and I was so tickled I could go right to the folder and pull it out..I think Russ was shocked to...So please keep your papers.....
So we will see if I owe $364.10 or getting back $9.90....I like the latter one the best....Oh Blue Cross told me that I should NOT pay the bill....
Have a great day and may it be filled with many blessings...